The coverage of water damage in policies insurance communities is the guarantee through which, the insurer is responsible for the damage to the common elements, due to breakages suffered in the Community ducts (general pipes).
This guarantee, often associated with the liability resulting from water damage. Thus, the damage to private homes or commercial premises goods, will also be covered.
It is one of the coverages insurance community most commonly used, especially in old buildings or communities, because in them more often claims occur. A widely used solution to lower the price of insurance is, include a franchise in this guarantee the insured assume part of the cost of the loss.
Usually one of the coverages that best analyzed when comparing to decide what policies are insurance contracts community that interest.